Deposit and lending rates of commercial banks recorded many fluctuations recently. Some banks adjust deposit rates up to attract capital, while others reduce lending rates to stimulate credit demand.
The State Bank continues to implement flexible monetary policy, ensuring macroeconomic stability and supporting economic growth. Interest rate movements directly impact investment decisions of enterprises and citizens.
Experts recommend depositors should compare rates between banks and consider appropriate terms. Borrowers need to carefully calculate repayment capacity amid interest rate fluctuations.